Insurance Coverage Placement

How insurance company underwriters view your operations and exposures to loss is the deciding factor in the successful negotiation and placement of your insurance coverage. We assist clients in improving their risk profile and carefully design coverage specifications to present you in a way that insurance underwriters can gain an in-depth understanding of your operations. This approach gives insurance underwriters the rationale to provide their most favorable coverage terms and pricing.

Strong insurance company relationships are also important in negotiating coverage terms and pricing on your behalf. S&S is a member of an agency group that was recently ranked 27th by the Insurance Journal’s Top 100 Property & Casualty Independent Agencies list by total 2010 premium placed and is a preferred agency with the premiere insurance companies.

The insurance coverage S&S can place on your behalf includes, but is not limited to:

General Liability
Excess Liability
Professional Liability
Directors & Officers Liability
Employment Practices Liability
Fiduciary Liability
Cyber Liability
Workers’ Compensation
Automobile
Property
Inland & Ocean Marine
Business Interruption
Crime